Denise and Chris Arand
Executive Vice Presidents/Financial Strategists
2173 Salk Ave
Carlsbad, CA 92008
As Executive Vice Presidents of Five Rings Financial, Denise & Chris are passionate about guiding clients to the financial success they are striving for. Denise believes that everyone is entitled to send their kids to college, retire with dignity, and save a pile of money for the future. She is leveling the playing field, when it comes to wealth building strategies, by serving the under-served – women and the rapidly shrinking middle-class of America. Chris has a unique talent as a successful businessman and teacher. He serves with his heart by giving hope and with his mind by teaching people how money works. According to Chris, when you put people first the numbers always work out.