Denise and Chris Arand

Denise and Chris Arand

Executive Vice Presidents/Financial Strategists

2173 Salk Ave
Carlsbad, CA 92008

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Our guide to the future of life insurance: Next-Gen Protection

Next-Gen Protection

Who We Are

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What We Do

You've got needs, we've got solutions. Living Benefits life insurance, retirement planning, college savings, and more!

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How We've Helped

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How Money Works

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How Money Works

Feeling confident about your money smarts? If you’re like most Americans, you may have room for improvement. A recent study revealed that 66% of Americans don’t understand how compound interest works. See how you measure up! Take our HowMoneyWorks Challenge today – five quick questions – to see if you know how money works.

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Next-Gen Protection

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The future is now. This first-of-its-kind, augmented reality-enhanced book will show you why owning Living Benefits life insurance is not a luxury in this day and age, but an urgent necessity.

Next-Gen Protection

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