The future of America is expensive, and Uncle Sam is already taking steps to drastically expand the estate tax (aka the "Death Tax") in order to pay for it. Do you and your heirs stand to be affected? Do you have a plan in place to address that possibility? If you plan to someday leave behind an estate for the people you love the most, the time to start thinking about the best strategy for that transfer of assets is now. An Irrevocable Life Insurance Trust is an increasingly-popular strategy you may want to consider.