About Me

We provide financial planning including how taxes affect your cash flow. We work with you to devise a plan to provide for your safe retirement, without stock market risk. We primarily work with guaranteed insurance products with Living Benefits (emergency cash funds for loss of income, old age and illness), this money can be accessed tax free! We will help you establish a budget today to get where you want to be tomorrow. Do you like guaranteed returns, cash value, guaranteed income for life, cash flow as long as you live, estate liquidity, tax free income for assisted living/medical cost at a fixed price? Our tools include insurance, annuities, social security benefits and retirement plans.