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Frederico & Camille Martins

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Living Benefits Testimonials

Living Benefits have been around for 20 years, yet most Americans still don't know what they are or what they do. Living Benefits allow policy-holders to access their death benefit to get money in their hands when they need it most if they suffer a heart attack, stroke, cancer, or other qualifying illness. And the best part is, these benefits come at NO EXTRA COST.

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Testimonial Videos

"Not having money is like not having air."

Having gone through the scary experience of a cancer diagnosis without a Living Benefits plan in place, Rita Boccuzzi made it her life mission to help others avoid that fate.

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"The most important thing you can do for your family."

Carol and Darryl Mosley thought they had all of their boxes checked. They owned life insurance. But their policies were...

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"All that stress just evaporated instantly."

When Amanda Thomas was diagnosed with thoracic cancer shortly after delivering their fourth child, her family’s world was turned upside down. She would spend...

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"You just don't know what tomorrow brings."

Kevin Hay was a perfectly healthy man in his 40's, running a successful chiropractic practice and raising six kids with his wife, Shannon. He started funding...

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“This is your future that you're thinking about.”

Latasha McCray was living her life to the fullest - she was in perfect shape, had a great job and a financial plan for the future...

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"It lifted a burden."

Elizabeth Martinez Genova was busy living her life to the fullest. She had served in the military, graduated law school, raised a wonderful...

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"It saved the house. It saved us financially."

Jim Johnston was healthy – he surfed, he golfed, and was active. He had no reason to think he was going to get diagnosed with...

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"You don’t know what’s around the corner."

Cornelia Steinberg didn’t think she needed life insurance. Her ex-husband earned good money in his job, and she figured that if anything...

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"Like a light in the dark."

Brutally attacked at her place of employment as she pulled into work one Monday morning, Heilyn Hernandez Pages was doused in...

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"I was so happy I made the right decision."

Joelma Dias wasn’t convinced she was having a stroke. During a fun night of hanging out with her friends at church, the right side of her...

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"It was one thing off our plate."

Keith Rowe was in the best shape of his life. As a soldier on active duty, he was fit and healthy. He has no idea that he would soon...

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"Without it, we’d be bankrupt."

When business owner Devan Shockley was diagnosed with a malignant melanoma in his calf, he and his wife Cathleen were shocked to find...

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"I never thought it would be me."

Rickson Amorim had built a successful career helping his clients protect themselves with a revolutionary new kind of life insurance...

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"I tell everyone I know about Living Benefits."

When busy mom and small business owner Natalia Oliveira began feeling pain in her back that wasn’t going away, she went to the doctor...

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Educational Videos

Rule of 72

Learn how to use the Rule of 72 to determine how long it will take your money to double in any interest-bearing account. Knowledge...

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Impact of Taxes

The biggest difference between the wealthy and the middle class is the time the wealthy spend thinking of ways to minimize...

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Need to Invest Early

Procrastinating is one of the most damaging things you can do when it comes to your retirement savings. But there is still time...

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Compound Interest

Compound interest: It may be compound, but it's NOT complex! Learn more about how compound interest can be your best...

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College Planning

As tuition costs continue to skyrocket, proper planning for your child's college expenses is becoming more and more important. Learn how...

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