Katherine Zacharias

Katherine Zacharias

Financial Professional

Encinitas, CA 92024

January IsLiving Benefits Awareness Month

If you're among the vast majority of Americans who have never heard of Living Benefits, we created Living Benefits Awareness Month just for you.

Put simply, Living Benefits life insurance works exactly the same way the "old kind" of life insurance does by paying a death benefit to your loved ones if you pass away – but it also adds crucial payout triggers that put money in your hands if you suffer a serious illness or injury. These Living Benefits features carry the power to save you from financial disaster, and come at no extra cost to you.

It's not more expensive coverage – it's more expansive coverage for today's modern world.

Scheduling a free, no-obligation conversation is quick and easy.

Happy #LBAM!

Every January, Living Benefits Awareness Month serves to educate American families about a powerful new breed of life insurance that everyone should know about. Living Benefits protect you, your loved ones, and your wallet - not only in case you die, but also in case you don't!

Living Benefits Checklist

Living Benefits policies cost the same as traditional policies and pay out the same if you die, but also put money in your hands in dozens of additional health scenarios.

Scheduling a free, no-obligation conversation is quick and easy.

Real People. Real Stories.

We think Living Benefits are the bees knees, but don't just take our word for it!

Watch as these real-life Living Benefits policyholders tell their stories of how their decision to own free Living Benefits options on their life insurance policies saved their homes, their financial futures – and possibly their lives.


This January, take the steps to ensure your family is never caught relying on a GoFundMe campaign for the money you need in a medical emergency.

Living Benefits features ensure that your life insurance policy will pay out a large lump sum of cash when you need it most!

Don't leave your financial well-being to chance or charity. Get Living Benefits today!

Why Own Living Benefits?

Frankly, there's no good reason not to! Living Benefits add potentially life-saving options to your life insurance policy, don't cost anything to add, and should be expected to be included on any modern life insurance policy. The only reason you don't already own Living Benefits is because you didn't know they existed...until now!

Next-Gen Protection

Get your free book!Next-Gen Protection

The future is now. This first-of-its-kind, augmented reality-enhanced book will show you why owning Living Benefits life insurance is not a luxury in this day and age, but an urgent necessity.

Next-Gen Protection