About Me

Z Financial is a part of the Five Rings Financial family of agencies. For 35 years, our mission has been teaching Americans how to "refinance their finances", discover hidden savings, so they can build, preserve, and distribute their wealth. As an education-based company, we believe in "teaching"​ people what to do with their money, not "telling"​ them what to do. We work with individuals, families, and small business owners to make sure they never "outlive their money"​ by providing a customized "get wealthy eventually plan"​ vs. the "get rich quick scheme".